West Virginia Property and Casualty Licensing Practice Exam

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Under the West Virginia workers compensation code, what is considered a total and irrevocable loss of hearing in both ears?

45% disability
55% disability
75% disability
100% disability

The correct answer is: 55% disability

In the context of the West Virginia workers' compensation code, the total and irrevocable loss of hearing in both ears is classified as a disability rating of 100%. This rating acknowledges the complete and permanent inability to hear, which significantly impacts daily functioning and ability to work. While a disability rating of 45%, 55%, or 75% may apply to various degrees of hearing loss, they do not represent the full extent of total and irreversible hearing loss. Ratings below 100% suggest varying levels of hearing impairment, but in cases where an individual has lost all hearing in both ears, it is recognized as a total disability. This classification emphasizes the severity of the loss and ensures the affected individual receives appropriate compensation and support.